The DIME Method
Apr 19, 2017
尼古拉斯·凯奇（Nicolas Cage）向来不随大流，他曾向媒体透露，因为居住权问题，他因影片《离开拉斯维加斯》（Leaving Las Vegas）所获得的小金人“正在某辆卡车上穿越路易斯安那州”。显然，如果政府要对你查户口，问问你的小金人在何处就可以了。
朱克斯提醒，我们目前正处于第四次超级大泡沫之中，它是美联储在保守经济学兴起以来的30年时间里吹起来的。他将这个泡沫称为“暂时没有名字的泡沫”(Bubble With No Name Yet)。好，大家来给这个新泡沫命名吧。但不管你叫它什么，都要快点起名，因为它马上就要爆了，就像过去30年相继破灭的亚洲泡沫、互联网泡沫和信贷泡沫一样。
The overwhelming weight of the coverage of the oil market by analysts and commentators concentrates on the supply side and the volumes being produced and exported from Saudi Arabia or elsewhere. Supply is important but costs matter more.
Debt: Add up any of their outstanding debts and future funeral expenses.
Income: Figure out how many years their family would need financial support. Take that number and multiply it by their income. We prefer this method because the rule of 10 can be limiting. Some families would require financial support for longer than 10 years. This way, you are customizing their coverage based on their family's specific needs.
Mortgage: Add the amount they still owe on their mortgage.
Education: Calculate the amount of money it would cost to provide their children with higher education. Keep in mind, this doesn’t just mean tuition. Do not forget to include cost of books, housing, and meal plans.